When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Avoiding Cognitive Decline Try these activities to keep your brain sharp. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.